Business Insurance    

Insurance liability claims can bankrupt a business.

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  • Making sure that you have correctly and accurately insured your business is a very important process.  New business owners may be unaware of the insurance coverage process, important and crucial information might be left out, thus resulting in an unpaid claim.  An independent insurance broker will ensure that all areas are covered, satisfying the brokerage firm and the business owner. 

 

  • Every business requires some type of insurance coverage.  Smart business owners plan in advance for unexpected disasters and are able to recover more quickly than those who are uninsured.

 

  • A Business Owners Policy is a package policy designed with small business in mind.  It provides coverage for property such as buildings, office equipment, incentery etc./and from perils such as fire, smoke, theft, vandalism, liability (for injury & product) and business interruption all in one policy.

 

  • Unlike other stand alone business policies, it eliminates coverage restriction and offers additional coverages; such as crime coverage, which includes money and security coverage/employee dishonesty coverage.

 

  • Listed below are other coverages:  

     

    • Commercial Automobiles & Truck Fleets

    • Error & Omissions Coverage

    • Directors & Officers Protection

    • Contract Bonding

    • Miscellaneous Bonding including Fidelity

    • Professional Liability

    • Ocean Marine Cargo

    • Comprehensive Crime Coverages

    • Commercial General Liability Insurance

    • Home Based Business Program

     

  • Buying the proper coverage will provide you with a secure sense of mind and allow you, the business owner, to focus on running your business profitably.

 

  • Please feel free to contact us and we will forward the information you require.

 

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